Insurance Claim is as important aspect as advising the right insurance policy. We understand the hassles during any unfortunate circumstances. Insurance claim settlement becomes a critical factor during such conditions. With a compassionate approach, we support our clients/ family members of the client to the fullest. We ensure that the right process is followed and the claim process becomes smoother at such a difficult time.

Following are the insurance products of HDFC Life

Term Insurance

The primary purpose of a term plan is to protect the financial dependents of the policy holder in the case of the latter’s unfortunate demise. The death benefit offered by a term life insurance policy can be substantial and enable financial dependents to manage livelihood related expenses as well as achieve their financial goals. Therefore a term insurance policy would offer tremendous peace of mind to the policyholder as the well-being of the financial dependents would be taken care off even in the former’s absence.

Savings Plan

Savings Plans are essentially life insurance plans that offer you an opportunity to save and build a corpus to meet your future needs. These are designed to help policyholders develop a regular savings habit, as well as give significant returns when you need them. In addition, savings plans offer insurance coverage, which means your family's financial needs are met even if you are not around to support them. Savings plans usually give a fixed amount of maturity benefit when the policy term ends. Some savings plans also ensure a regular income throughout the duration of the policy or as a part of maturity proceeds. Savings plans essentially help you in reaching your life goals, protect your family in case of any unforeseen circumstances, and help create a corpus to pay liabilities in the future. Choosing the right savings plan that offers flexible features and caters to your specific requirement, can be one of the best investment decisions you make.

Savings plans are basically traditional life insurance products that can be clubbed with riders that can provide additional benefits in case of unforeseen emergencies. These optional riders include a death benefit, critical illness riders, among others. Savings plans can be a great tool to help begin your savings journey with low-risk plans that also give insurance cover.

ULIP Plans

Unit Linked Insurance Plans, popularly known as ULIPs, are insurance plans that provide the benefits of an insurance cover as well as a market-linked investment. Apart from providing life cover, these plans also allow you to choose how to invest your money. ULIPs are goal-based financial solutions, linked to the capital market. You can opt to invest in different funds that invest in equity or debt funds or a mix of both based on your risk appetite. ULIPs help with capital appreciation over a long period of time, while providing insurance cover.

Health Insurance

A financially unprotected and ill-prepared family can suffer for years thanks to one medical emergency. If you are unprotected from the impact of emergencies, your family’s present and future are bound to be impacted. Remember, not only will you have to pay for your immediate treatment but also have to spend money for follow-up treatment. That’s not to ignore the possibility of a disruption in your earning your regular. This is one major reason why everyone needs to be covered by health insurance through a health insurance plan.

A Health insurance plan helps cushion your family finances from unexpected large medical expenses. Health Insurance is a kind of insurance that provides coverage for medical expenses to the policyholder. Depending on the health insurance plan chosen the policyholder can get coverage for critical illness expenses, surgical expenses, hospital expenses, etc.

Retirement And Pension Plans

Pension plans are investment plans that let you allocate a part of your savings to accumulate over a period of time and provide you with steady income after retirement. Retirement & Pension Plans provide you with financial security so that when your professional income starts to ebb, you can still live with pride without compromising on your living standards. Given the high cost of living and rising inflation, Retirement planning has become all the more important.

Retirement & Pension Plans provide ample regular income in retirement with the help of money saved during work life. Your family can maintain its lifestyle without your regular paycheque despite constantly rising living costs. Adequate retirement planning also helps you to meet unexpected expenses without worry.

Child Plan

Child plans basically help in financial planning for your child's future needs at the right age. As a parent, you can secure your child’s future with plans that encompass children's insurance plans and children's education plans. It is one of the best ways to save enough with regular investments for your child’s future for needs like higher education which can be costly. Financial protection features in child plans ensure that your child gets the best in the future even in your absence. To foster your child’s future prudently, it is essential you have a child’s insurance plan.